Affordable Pet Insurance
Get Affordable Pet Insurance that covers accidents, illnesses, and preventive care. Customize your plan, visit any vet, and enjoy fast, easy reimbursements.
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Protect Your Pets with Budget-Friendly Insurance Today
As a pet owner, I know how high veterinary bills can be when your furry family members need urgent care, and many of us complain that the price just isn’t affordable. That’s why I trust Eagle Nation Insurance, which has partnered with the ASPCA to bring us a Pet Health Insurance program through a trusted national affordable pet insurance provider.
Whether it’s routine checkups or unexpected emergencies, it’s important that we can cover our pets with the best care possible. What I love most is that Eagle Nation is always sniffing out new ways to make insurance easier, and with access to the same quality coverage we expect for ourselves, signing up takes less than a minute online.
So if your pets need protection, don’t wait, you can sign up today and feel confident that you’re doing what’s right for your whole family.
How Much Does Pet Insurance Cost?
When it comes to affordable pet insurance, the rates can range from as low as $10 to over $100 per month. The difference depends on various factors like your pet’s species, breed, age, and even your zip code. At Eagle Nation, we understand that each pet has unique needs, and we want to make sure you can find a plan that fits both your budget and your best friend’s health needs. The ASPCA Pet Health Insurance program allows you to customize your coverage options so that your dogs and cats get the best care possible at a price that works for you.
How Pet Coverage Works
Getting pet coverage is simple and straightforward. When your pet needs care, you can take them to any veterinarian of your choice. You’ll pay the bill upfront and then submit your claim for reimbursement. If your claim is covered, you’ll receive your money back through either a check or ACH direct deposit. There are no complicated in-network or out-of-network decisions to make. The ASPCA Pet Health Insurance program gives you the freedom to see any licensed vet, specialist, or emergency clinic in the United States or Canada.
The coverage includes a wide range of services like diagnostic testing, exam fees, procedures, and prescriptions. If you want to, you can also add coverage for preventive care items, such as annual exams and vaccinations, for an additional cost. This flexibility makes it easy for pet owners to ensure their furry friends are always well cared for when they need it most.
Can I Purchase Affordable Pet Insurance Online?
Yes, purchasing affordable pet insurance is quick and easy! Here’s what you can expect from the ASPCA Pet Health Insurance program:
- No upper age limits: You can cover any dog or cat over 8 weeks old, making it accessible for pets of all ages.
- Discounts: Receive a 10% discount when you insure multiple pets, which helps reduce costs for families with more than one pet.
- Speedy reimbursement: Choose between direct deposit or receiving a check in the mail for your reimbursement, making the process quick and easy.
- No network hassles: All licensed vets, clinics, and specialists are part of your network, meaning you can visit any of them without worrying about network restrictions.
- Online account management: Easily manage your pet’s coverage through the “My Pet Insurance” app, where you can file claims, update preferences, and add or remove pets from your plan.
Is Pet Care Worth It?
Absolutely. Rising veterinary bills can significantly affect your family’s budget, but investing in pet care can save you from unexpected expenses down the line. While pet ownership was declining due to financial strains like veterinary services, the pandemic reversed this trend, with more people adopting pets. However, rising costs, including veterinary bills and inflation, are causing many pet owners to struggle. Shelters are facing an increase in abandoned pets as people return to work and can’t afford to keep their pets anymore.
Pet insurance is just like health insurance for humans – it gives you peace of mind in case something goes wrong. Just like we need coverage as we age, pets need it too. It’s best to get coverage when your pet is still young and healthy, as most affordable pet insurance providers don’t cover pre-existing conditions. Protecting your furry family member today could save you from major financial stress later.
What is Covered Under Pet Insurance?
The ASPCA Pet Health Insurance program offers flexible options for you and your pet:
- Complete CoverageSM (accident and illness) or Accident-Only plans
- Option to add preventive care for additional coverage
Preventive Care includes:
- Wellness exams
- Fecal tests and parasite screenings
- Heartworm tests
- Bloodwork
- Vaccines
- Dental cleanings
- Flea/tick/heartworm medication
Complete CoverageSM can cover a range of conditions such as:
- Accidents and injuries (broken bones, sprains, etc.)
- Common illnesses (vomiting, diarrhea, infections)
- Serious illnesses (cancer, heart disease, diabetes)
- Chronic illnesses (arthritis, skin conditions)
- Hereditary conditions (hip dysplasia, blood disorders)
- Testing and diagnostics (X-rays, MRIs, CT scans)
- Procedures (surgery, chemo, endoscopy)
- Holistic care (acupuncture, chiropractic, laser therapy)
If you’re looking for a more affordable option, the Accident-Only plan covers:
- Exam fees
- Diagnostic testing
- Medications
- Treatments for accidents and injuries
Buy Affordable Pet Coverage Online
At Eagle Nation Insurance, we understand that pets are more than just animals – they’re part of the family. Protecting your pet’s health is as important as taking care of your own, and we’re here to help with affordable pet insurance options that fit your budget. Life can throw unexpected challenges our way, but with pet coverage, you can be prepared, both health-wise and financially. Take the first step today and start your free quote by clicking the link.
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FAQ’s About Affordable Pet Insurance
The ASPCA Pet Health Insurance program is Eagle Nation Insurance’s premier affordable pet insurance partner. This program helps cover unexpected medical expenses for your pet and can assist with routine preventive services.
The ASPCA itself does not handle insurance; it is underwritten by United States Fire Insurance Company. Filing a claim is simple: after visiting your vet and paying the bill, just submit your paid invoice online. Once approved, your reimbursement will be processed via direct deposit or mailed to you.
Typically, claims are processed in 30 days or less, with email notifications sent as your claim is processed. There is a 14-day waiting period for accidents, injuries, and illnesses, but preventive care starts immediately upon policy activation.
Yes, you can cancel your policy at any time with no fee. You can either cancel online or by contacting customer service. Additionally, there is a 10% discount for adding multiple pets to your policy.
Pre-existing conditions are not covered, but new conditions or routine preventive care (for an additional cost) are. You can choose from a $100, $250, or $500 annual deductible. After meeting the deductible, your policy will reimburse based on the selected reimbursement percentage.
When you select your pet’s coverage, you choose a reimbursement percentage of 70%, 80%, or 90% of covered costs. A higher reimbursement percentage means more reimbursement for your claims, but a higher premium. You can visit any licensed vet, emergency clinic, or specialist in the United States or Canada.
While medical records are not required at enrollment, they can help speed up the claims process. If you adopted your pet and don’t have their medical history, that’s okay! You can still enroll in the insurance, but there is a 14-day waiting period for coverage of accidents, injuries, and illnesses. Preventive care can start immediately.
You can pay your premium either monthly or annually using a bank account or credit/debit card. There is no penalty for changing payment options. Exclusions from coverage include pre-existing conditions, grooming, dietary care, and elective procedures like cosmetic surgery.
Eagle Nation made it so easy to get pet insurance. I signed up online in just a minute and got to choose the plan that worked for my budget. Highly recommend!