Healthcare Professionals Business Insurance
Protect your healthcare practice with tailored business insurance. Whether you’re a dentist, nurse, or physical therapist, having the right coverage safeguards your business from lawsuits, accidents, and property damage.
Choose the right coverage from trusted insurance providers.
Top healthcare professionals we insure
Don't see your profession? Don't worry.
We insure most businesses.
Smart Insurance Choices for Healthcare Professionals
From acupuncture clinics to radiology labs, healthcare professionals need the right business insurance to stay protected from lawsuits, unexpected accidents, or legal troubles. Having the right policies gives your clinic a safety net, so you can focus on helping patients without the stress of financial risk. Whether you're running a solo practice or a larger medical facility, Eagle Nation makes it simple to get reliable coverage tailored to your field.
Business owner’s policy
A BOP combines general liability and property insurance, offering business owners affordable coverage. Ideal for contractors and construction companies, it protects against injuries, theft, and legal requirements, helping you recover while maintaining peace of mind.
Under this plan
Customer injuries
Damaged customer vehicles
Damaged business property
Professional liability / medical malpractice
Also called malpractice insurance, it covers legal costs if a healthcare provider is sued for negligence, causing injury.
Under this plan
Incorrect diagnoses
Accusations of negligence
Mistakes or oversights
Commercial auto insurance
Required in most states for business-owned vehicles, this insurance covers accident costs involving your healthcare business vehicle.
Under this plan
Weather damage
Vandalism and theft
Car accident repair costs
Cyber insurance
Protects healthcare businesses from data breaches and cyberattacks, and can be bundled with a BOP or general liability policy for cost savings.
Under this plan
Fraud monitoring services
Data breach investigations
Customer notification expenses
General liability insurance
General liability insurance protects your business from third-party injuries, lawsuits, or property damage. It’s often needed to meet state or lease requirements, giving contractors and construction companies peace of mind and support to recover from risks like theft or accidents.
Under this plan
Accidental vehicle damage
Customer injuries at a repair shop
Slander and other advertising injuries
Worker’s compensation insurance
Workers’ compensation insurance is required by most state laws for businesses with employees. It covers injuries at work, helps contractors and companies recover from accidents, and provides peace of mind beyond what health insurance may offer.
Under this plan
Employee medical expenses
Partial wage reimbursement
Lawsuits over employee injuries
How much does business insurance cost for healthcare professionals?
A healthcare worker is calculating insurance costs.
Several factors will have an impact on insurance costs, including:
Healthcare services offered
- Type of care, such as inpatient or outpatient
- Medical equipment and other business property
- Annual business revenue
- Where your business is located
- Number of employees on staff
How do I get healthcare professional business insurance?
It’s easy to find insurance for professionals in the healthcare industry. Whether you’re a dentist, home health provider, or physician’s assistant, you’ll need to have some basic information about your business available.
Our application will ask you for your annual revenue and payroll, among other details. You can buy a policy online and get a certificate of insurance with Eagle Nation in three easy steps:
- Complete a free online application.
- Compare free quotes and choose a policy.
- Pay for your policy and download a certificate for proof of insurance.
Eagle Nation’s licensed insurance agents work with top-rated U.S. providers to find the right insurance options to manage your business’s unique risks, whether you’re a radiologist at a local care facility or work in a busy medical staffing agency.
Two ways to start your coverage
Quotes online
Talk to an agent
Verified business insurance reviews
Hear from customers like you who purchased small business insurance.
FAQs about healthcare professional business insurance
Not all healthcare professionals are legally required to carry malpractice insurance, as state laws vary. However, it's frequently mandated by government contracts, healthcare networks, hospitals, or other healthcare facilities. Even if it's not legally required, having malpractice coverage is a smart move for effective risk management.
Patients rely on your specialized skills, so maintaining a consistent standard of care is essential. Failing to deliver the same level of care as other professionals with similar training and expertise may result in professional negligence, commonly referred to as malpractice.
Medical malpractice claims against physicians and other medical professionals are among the most common and recognized negligence cases in the field.
In addition to standard policies like general liability and medical malpractice, healthcare professionals should consider other insurance options as part of their risk management strategy.
Telehealth coverage can be added to medical professional liability insurance to cover potential misdiagnoses or patient complaints related to telemedicine or virtual counseling services. License defense coverage is another option that covers legal fees for defending nurses during an investigation that could impact their nursing licenses. This can often be added to your professional liability policy.
For those working with needles or sharps, needlestick insurance protects against needlestick injuries and blood and bodily fluid exposure. Lastly, HIPAA defense coverage can be included in a professional liability policy to cover HIPAA violations, including legal proceedings, fines, and penalties.
Eagle Nation helped me secure the right coverage for my practice. The malpractice insurance gave me peace of mind knowing I'm protected against legal claims. The process was quick and simple.