Manufacturing Insurance
Protect your manufacturing business from lawsuits, equipment damage, cyber threats, and more with customized insurance coverage tailored to your industry.
Choose the right coverage from trusted insurance providers.
Top manufacturers we insure
- Candle makers
- Cannabis manufacturers
- Clothing and apparel manufacturers
- Food and beverage manufacturers
- Metal manufacturers
- Wood manufacturers
Don't see your profession? Don't worry.
We insure most businesses.
Best Insurance Policies for Manufacturing Companies
In the manufacturing business, unexpected events like lawsuits, injuries, or property damage can interrupt operations. With the right insurance, your company can keep producing without major setbacks. From personal experience, having proper coverage means you're financially protected and can bounce back quickly. Business insurance tailored for manufacturers ensures your tools, workers, and workflow stay secure no matter what comes your way.
Business owner’s policy
Under this plan
Customer injuries
Damaged customer vehicles
Damaged business property
Commercial umbrella insurance
A policy like this boosts coverage by increasing the limits of general liability insurance, commercial auto insurance, and employer’s liability insurance. It helps protect businesses from expensive lawsuits related to multi-vehicle auto accidents, customer injury lawsuits, and employee injury lawsuits.
Under this plan
Customer injury lawsuits
Employee injury lawsuits
Multi-vehicle auto accidents
Commercial auto insurance
Under this plan
Weather damage
Vandalism and theft
Car accident repair costs
Cyber insurance
A policy like this helps protect automotive businesses from financial loss after data breaches or cyberattacks. It’s recommended for any business that stores customer credit cards or other personal information.
Under this plan
Fraud monitoring services
Data breach investigations
Customer notification expenses
General liability insurance
Under this plan
Accidental vehicle damage
Customer injuries at a repair shop
Slander and other advertising injuries
Worker’s compensation insurance
Under this plan
Employee medical expenses
Partial wage reimbursement
Lawsuits over employee injuries
How Much Does Manufacturers Insurance Cost?
A manufacturing business owner calculating costs will notice that insurance pricing depends on several key factors. These include the type of products made, daily operations, equipment used, and the value of property owned.
Annual revenue, location, safety or risk control measures, and total employees on staff also shape the final cost. From my experience, understanding these elements ahead of time helps in choosing the right coverage that fits both your budget and protection needs.
Key factors that affect manufacturing insurance cost:
- Type of products that are manufactured
- Day-to-day manufacturing operations
- Business equipment and property
- Annual business revenue
- Location of the business
- Risk control measures in place
- Number of employees
How to Get Manufacturing Insurance Coverage
Getting manufacturing insurance coverage is simple with Eagle Nation. Whether you produce clothing, food, or wood products, just have your annual revenue, payroll, and other business details ready. From personal experience, the process is smooth and fast you can complete it all online.
After submitting a free application, you’ll get quotes from top providers. Once you choose the right policy, just pay and instantly download your certificate of insurance. This step is key to any solid risk management plan, whether you’re running a small cannabis shop or a large-scale metal production plant.
3 Simple Steps to Get Covered:
Complete a free online application
Compare quotes from trusted insurance companies
Pay and download your certificate for proof of coverage
Two ways to start your coverage
Quotes online
Talk to an agent
Verified business insurance reviews
Hear from customers like you who purchased small business insurance.
Common Questions About Manufacturing Insurance Policies
As someone who’s worked closely with manufacturing businesses, I always recommend a few extra insurance policies to fully protect against unexpected risks and costly interruptions. Beyond product liability insurance, here are other key coverages:
- Business income insurance helps replace lost income if your operations are halted due to events like fire or severe weather.
- Equipment breakdown coverage steps in when your machinery fails unexpectedly, though it doesn’t cover normal wear and tear.
- Boiler and machinery insurance supports you financially if your core equipment suddenly breaks down, covering repair costs and lost income.
- Inland marine insurance protects tools and equipment while in transit or stored away from your facility.
- Environmental liability insurance is crucial if you face pollution-related risks, covering legal costs and cleanup expenses.
- A commercial package policy (CPP) is a flexible solution combining general liability and property coverage, perfect for high-risk manufacturing operations.
These policies ensure your manufacturing business stays protected from a variety of unique risks and keeps running smoothly.
In my years working with manufacturers, I’ve seen how one unexpected issue with a product can trigger a financially devastating lawsuit. That’s why having product liability insurance is a must. It covers design defects, manufacturing defects, and warning and instructions defects, three risks that every manufacturer should be prepared to face.
This type of insurance, also called products-completed operations coverage, helps cover costs if a product causes bodily injury or damages a customer's property. It takes care of legal fees, judgments, or settlements, giving you real peace of mind.
For added protection, product recall insurance is also smart. It can be added to your plan and helps with the cost of recalling faulty products, disposing of them, and handling crisis and public relations management. Without this, a major recall could hit both your finances and your reputation hard.
"Eagle Nation made it incredibly easy for me to get coverage for my candle-making business. I filled out the form, got my quotes, and downloaded my certificate all within an hour!"